Senior Compliance Supports

Seniors who have lived in Alberta for 10 years and are receiving Old Age Security (OAS) and Guaranteed Income Supplement (GIS) can qualify for this monthly benefit in addition to their federal income benefits. After you fill out an application, you could qualify if you are a single senior with an annual income of $27,300 or less or a senior couple with a combined annual income of $44,335 or less.

Eligibility Requirements

• To be eligible for the Alberta Seniors Benefit you must:
• be 65 years of age or older (benefits may start the month of your 65th birthday)
• have lived in Alberta for at least 3 months immediately before applying
• be a Canadian citizen or permanent resident
• receive the Old Age Security pension from the Government of Canada
• meet financial eligibility criteria

If you and/or your spouse/partner have chosen to defer or delay receipt of Old Age Security (OAS), you are not eligible for seniors financial assistance programs.

Use the Seniors Benefit Estimator to help determine your eligibility for Seniors Financial Assistance programs.  You do not need to share any personal information to use the calculator.

The RAMP program provides up to $7,500 for one year, with a maximum of $15,000 over ten years for projects that help those with disability issues continue to live in their own homes. Eligibility is single adults is $36,900, with a maximum of $94,500 for families.

Eligibility Requirements

You may be eligible for a RAMP grant if you are:

• A Canadian citizen or permanent resident who has lived in Alberta for 90 continuous days
• An Albertan of any age who uses a wheelchair or a senior (65+ years) who uses a 4-wheel walker on an ongoing basis
• Living with a progressive neuro-degenerative disease including:
  • multiple sclerosis
  • muscular dystrophy
  • ALS (Lou Gehrig's disease)
  • COPD (chronic obstructive pulmonary disease)
  • Parkinson's disease
  • Alzheimer's disease
  • spina bifida
  • spinal cord injuries
  • non-recovering stroke
• A homeowner, tenant or living with family
• An Indigenous person living off- or on-reserve
• Within the income guidelines listed below for your family size

The SHARP program provides Low-interest home equity loans for home adaptations and renovations to help seniors stay in their homes longer. Seniors can receive a loan of up to $40,000 to make renovations to their primary residence. The maximum household income for this home is $75,000, and applicants must own at least 25% of their primary residence.

Eligibility Requirements

To be eligible for the SHARP program:

• You must have an annual income of $75,000 or less
• You must be 65 years of age or older – only one spouse/partner needs to be at least 65 – and listed as a registered owner of a residential property in a land titles office
• You must be a Canadian citizen, or have been lawfully admitted to Canada for permanent residence
• You must be an Alberta resident, having lived in the province for at least 3 months

With consent, income information is collected directly from the Canada Revenue Agency.

This program allows eligible senior homeowners to voluntarily defer all or part of their residential property taxes, including the education tax portion. This is done through a low-interest home equity loan with the Province.

Eligibility Requirements

Eligibility is not based on your income. To be eligible for this program:

• You must be 65 years of age, or older (only one spouse/partner needs to be at least 65)
• You must be an Alberta resident, having lived in the province for at least 3 months
• You must own a residential property in Alberta and the home must be your primary residence (the place where you live most of the time)
• You must have a minimum of 25% equity in your home to allow the government to secure the loan and ensure repayment when the loan is due

Property Eligibility

Only residential properties are eligible for the Seniors Property Tax Deferral Program. The following properties will also be considered:

• Mobile and manufactured homes on residential property owned by the senior
• Residential portions of farmland and
• Residential portions of commercial property

If there are outstanding municipal property tax amounts owed from previous years, you can still apply for a loan, as long as you have a minimum of 25% equity in your home.

This program is designed to assist seniors with some of the cost of appliances and some health and personal supports. A single senior with a total annual income of $27,300 or less or a senior couple with a total combined annual income of $44,335 or less can qualify to receive up to $5,000 per year.

Eligibility Requirements

To be eligible for this program:

• You must be 65 years of age or older
• You must be an Alberta resident
• You must be a Canadian citizen or have been lawfully admitted to Canada for permanent residence
• You must meet financial eligibility criteria
• You must submit a Seniors Financial Assistance application